Fees

We primarily charge a fee for our services however there are some instances where a commission might be a viable alternative. All client relationships are held to a minimum compensation of $500.

Financial Planning and/or Counseling can be a flat fee ranging from $500 to $10,000 or an hourly rate beginning at $175/per hour depending upon the complexity and inclusion of all components of a comprehensive financial plan. This may include a Retirement Analysis, Risk Management, Asset Allocation, Budgeting and Cash Flow Management, Debt Strategies, Estate Planning, College Funding and Tax Planning Strategies.

Advisory fees are charged as a percentage of assets we manage and are debited quarterly from client accounts. Our primary fee schedule is as follows:

Up to $40,000 - 1.70%

$40K - $250K - 1.40%

$250K - $500K - 1.35%

$500K - $750K - 1.00%

$750K - $1M - 0.85%

$2M - $5M - 0.65%

$5M - $25M - 0.40%

Above $25M - 0.30%

This advisory fee is considered a wrap fee and includes transaction charges within the account. We will use no load funds or waive the commissions for A share funds purchased. We refund 12b-1 mutual fund fees back to our client’s accounts.